Secure File Upload

Welcome to the First Florida Bank Secure Upload Exchange. This web-based file delivery system is designed to protect confidential client communication. You can use this service to easily send us files or documentation. All transfers are confidential and automatically protected with SSL data encryption.

To send files or documentation to First Florida Bank securely, please click here and select Secure Upload. You will then be prompted to enter the e-mail address of the recipient.

Please note you will need to enter the e-mail address of one of the following staff members:

Jennifer Brown
Vice-President/Executive Administrator

Becky Bartlett
Administrative Assistant

Credit Cards/Merchant Processing
Christine Petley
Business Banker

Heather Rybicki
Business Banking Administrator

Lesley Brown
Business Development Specialist

Carrie Ard
Asst Vice-President/Credit Analyst

Linda Braden
Vice-President/Loan Operations Manager

Don Collins
Senior Vice-President/Commercial Lender

Cleve Daniels
Commercial/Consumer Loan Officer

Tracie Edwards
Commercial Loan Administrator

Alison Fuller
Loan Operations Clerk

David Harless
Vice-President/Director Lending Bay County

Taryn Reed
Comercial Loan Administrator

Barbara Stefanik
Commercial Loan Administrator

Gloria Thames
Commercial Lending Assistant

Tammy Winters
Senior Vice-President/Director of Lending & Business Banking

Jennifer Ariaz
Junior Underwriter

Leida Bilby
Vice-President/Mortgage Loan Officer

Brandi Ealy
Mortgage Loan Originator

Garret Evans
Mortgage Marketing Specialist

Jason Garner
Mortgage Loan Specialist

Courtney Gregory
Mortgage Loan Processor

Krissi Hough
Vice-President/Director of Mortgage Lending Operations

Donna Jacobs
Mortgage Operations/Post Closer

Rachel Kotchkowski
Mortgage Operations/Closer

Nyree Kowalski
Mortgage Loan Processor

Edith Libbenga
Mortgage Operations/Closer

Neal McJenkin
Asst Vice-President/Mortgage Loan Officer

New Accounts
Rose Baldwin
Branch Manager - Mary Esther

Nikki Baughman
Branch Manager - Niceville

Loretta Butts
Assistant Branch Manager - Mary Esther

Susan Forstman
Branch Manager – Destin

Kristal Hardee
Branch Manager - Freeport

Pamela Henderson-Parker
Assistant Branch Manager - Freeport

Matina Jeffries
Asst. Vice-President/Retail Banking Manager

Stephanie LaGuardia
Branch Manager - Miramar Beach

Dinelle Putman
Assistant Branch Manager - Miramar Beach

Mike Schneider
Assistant Branch Manager – Destin

Shirley Capps
Operations Assistant

Robyn Cooper
Operations Manager

Rena England-Morrison
Vice-President/BSA Officer & Compliance Officer

Vicki Kendrick
Operations Assistant II

Cheryl Thellen
Compliance Assistant


Please indicate in the subject and/or message line who the actual recipient of your message should be and one of the recipients above will route it where appropriate.

First Florida Bank donates Christmas trees to homes of The Arc of the Emerald Coast. Click here for full press release. First Florida Bank wins 2017 Best of the Emerald Coast! First Florida Bank donates school supplies to local elementary schools. First Florida Bank is now on YouTube! Click here to view/suscribe to our channel! Looking for a credit card that earns you rewards for merchandise and travel? Click here to apply for a First Florida Bank Credit Card! Our credit cards now have a security feature to immediately alert you of any potential fraud through real-time text messages, as well as interactive voice mail and email fraud notifications. No enrollment needed as this is an automatic feature! is now FirstFlorida.Bank Click here for details! Want to stay current on the latest products and services we offer? Click here to sign up to receive First Florida Bank's newsletter! First Florida Bank is now on Facebook! Click here to like us!