First Florida Bank is pleased to offer wealth management services through Raymond James. Click here for more information.

Secure File Upload

Welcome to the First Florida Bank Secure Upload Exchange. This web-based file delivery system is designed to protect confidential client communication. You can use this service to easily send us files or documentation. All transfers are confidential and automatically protected with SSL data encryption.

To send files or documentation to First Florida Bank securely, please click here and select Secure Upload. You will then be prompted to enter the e-mail address of the recipient.

Please note you will need to enter the e-mail address of one of the following staff members:

Jennifer Brown
Vice-President/Executive Administrator

Melissa Thompson
Administrative Assistant

Credit Cards/Merchant Processing
Luis Delannoy
Director of Credit Card Operations

Christine Petley
Business Banker


Linda Braden
Vice-President/Loan Operations Manager

Deena Breitenbeck
Loan Operations Clerk

Misty Green
Commercial Loan Underwriting/Credit Analyst

Taryn Reed
Commercial Loan Administrator

Barbara Stefanik
Commercial Loan Administrator

Tammy Winters
Vice-President/Commercial Lending

Jenna Baughman
Lending Assistant to Jason Hebert

Jessica Benningfield
Mortgage Underwriter

Leida Bilby
Vice-President/Mortgage Loan Officer

Ginnie Bozek
Mortgage Operations Specialist

Mary Marcum Dark
Vice-President/Mortgage Originator

Michelle Drake
Asst. Vice-President/Mortgage Operations Manager

Jason Hebert
Senior Vice-President/Mortgage Lending

Ruth Lynch
Mortgage Operations/Closer

Kim Welsh
Lending Assistant to Mary Marcum-Dark


New Accounts
Loretta Butts
Assistant Branch Manager - Mary Esther

Susan Forstman
Branch Manager – Miramar Beach

Matina Jeffries
Branch Manager – Destin

Michelle Johnson
Branch Manager – Niceville

Carol Jones
Vice-President/Director of Customer Relations

Nyree Kowalski
Branch Manager - Mary Esther

Betty Ross
Assistant Branch Manager – Niceville

Mike Schneider
Assistant Branch Manager – Destin

Shirley Capps
Operations Assistant

Robyn Cooper
Operations Accountant

Rena England-Morrison
Assistant Vice-President/BSA Officer & Compliance Officer

Vicki Kendrick
Operations Assistant II

Please indicate in the subject and/or message line who the actual recipient of your message should be and one of the recipients above will route it where appropriate.

First Florida Bank is now on Facebook! Click here to like us! First Florida Bank Names Jared O'Neal of Raymond James to Head First Florida Wealth Group, click here for more details. First Florida Bank is hiring! Click here to view our available positions and apply. As of June 6, 2015, our Niceville location will no longer be open for Saturday banking. Our Destin, Miramar Beach and Mary Esther locations will continue to be open on Saturdays for your banking needs. If you need any further information, please contact a bank representative at 850.269.1201. Thank you.  Have you heard?  You can now earn rewards with your First Florida Bank credit card.  Visit today to register your card!