First Florida Bank : Residential Lending

Residential Lending

If you are buying, refinancing or building a home, First Florida Bank has the loan to meet your needs at the most attractive terms available on the Emerald Coast. We are a true community bank that approves your loan right here in our office and we pride ourselves on being the only lender you’ll ever need. We offer financing on primary residences, second homes and investment properties and on any type of residential property for which you may be in the market.

FHA The most flexible loan for borrowers purchasing a primary residence.	VA A loan for veterans and active duty military that requires no down payment.
Conventional The most popular option for the everyday person.	Rural Housing A wonderful 100% financing option for purchasing a primary residence for anyone.
Jumbo Loans For loans that exceed $417,000, we offer fixed rate loans as well as Adjustable Rate Mortgages at the most competitive rates.	Condos and Townhomes Here in Florida, buying a condominium demands a certain product that is not readily available with just any lender.
Construction/Perm Loans Build the home of your dreams!