First Florida Bank : Residential Lending

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Residential Lending

If you are buying, refinancing or building a home, First Florida Bank has the loan to meet your needs at the most attractive terms available on the Emerald Coast. We have in-house underwriting and closing and offer financing on primary residences, second homes and investment properties.

FHA The most flexible loan for borrowers purchasing a primary residence.	VA A loan for veterans and active duty military that requires no down payment.
Conventional The most popular option for the everyday person.	Rural Housing A wonderful 100% financing option for purchasing a primary residence for anyone.
Jumbo Loans For loans that exceed $417,000, we offer fixed rate loans as well as Adjustable Rate Mortgages at the most competitive rates.	Condos and Townhomes Here in Florida, buying a condominium demands a certain product that is not readily available with just any lender.
Construction/Perm Loans Build the home of your dreams!	Forms Resource Center

For more information on rates and terms, contact a First Florida Bank representative at (850) 269-1201 or click here to send an email.