Privacy Policy

FACTS

WHAT DOES FIRST FLORIDA BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

· Social security number

· Account balances

· Payment history

· Credit history

· Mortgage rates and payments

· Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Florida Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does First Florida Bank share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes

information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes

information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions?

Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at www.firstflbank.com or we will mail you a free copy upon request if you call us at 850-269-1201.

 

 


What We Do

 

How does First Florida Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does First Florida Bank collect my personal information?

We collect your personal information, for example, when you

· Open an account

· Apply for a loan

· Apply for financing

· Make a wire transfer

· Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

· Sharing for affiliates’ everyday business purposes information about your creditworthiness

· Affiliates from using your information to market to you

· Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

· First Florida Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

· First Florida Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

· First Florida Bank doesn’t jointly market.

 

Facts

WHAT DOES FIRST FLORIDA BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number
  • Account balances
  • Payment history
  • Credit history
  • Mortgage rates and payments
  • Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Florida Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal informationDoes First Florida Bank share?Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We don’t share
For nonaffiliates to market to you No We don’t share

What we do

How does First Florida Bank protect my personal information?

To protect your personal information from unauthorized access and use. We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does First Florida Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or Show your driver's license
  • Apply for a loan or Make a wire transfer
  • Apply for financing

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes--information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

- First Florida Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

- First Florida Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

- First Florida Bank does not jointly market.

FACTS WHAT DOES FIRST FLORIDA BANK DO WITH YOUR PERSONAL
INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires us
to tell you how we collect, share, and protect your personal information. Please read this
notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service
you have with us. This information can include:
 Social security number
 Account balances
 Payment history
 Credit history
 Mortgage rates and payments
 Wire transfer instructions
When you are no longer our customer, we continue to share your information as
described in this notice.
How? All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies can
share their customers’ personal information; the reasons First Florida Bank chooses to
share; and whether you can limit this sharing.
Reasons we can share your personal information Does First Florida Bank
share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
No We don’t share
For joint marketing with other financial
companies
No We don’t share
For our affiliates’ everyday business purposes
– information about your transactions and
experiences
No We don’t share
For our affiliates’ everyday business purposes
– information about your creditworthiness
No We don’t share
For nonaffiliates to market to you No We don’t share
Questions? Federal law requires us to tell you how we collect, share,
and protect your personal information. Our privacy policy
has not changed and you may review our policy and
practices with respect to your personal information at
www.firstflbank.com or we will mail you a free copy upon
request if you call us at 850-269-1201.
What We Do
How does First Florida Bank protect my
personal information?
To protect your personal information from unauthorized
access and use, we use security measures that comply with
federal law. These measures include computer safeguards
and secured files and buildings.
We also maintain other physical, electronic and procedural
safeguards to protect this information and we limit access
to information to those employees for whom access is
appropriate.
How does First Florida Bank collect my
personal information?
We collect your personal information, for example, when
you
 Open an account
 Apply for a loan
 Apply for financing
 Make a wire transfer
 Show your driver’s license
We also collect your personal information from others,
such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
 Sharing for affiliates’ everyday business purposes –
information about your creditworthiness
 Affiliates from using your information to market to
you
 Sharing for nonaffiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They
can be financial and non-financial companies.
 First Florida Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control.
They can be financial and non-financial companies.
 First Florida Bank does not share with nonaffiliates
so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial
companies that together market financial products or
services to you.
 First Florida Bank doesn’t jointly market.

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